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NJ Department of Banking and Insurance. The Division of Insurance issues licenses to insurance companies, producers and other risk-assuming entities, reviews insurance products and rates for compliance with existing regulations, and monitors the financial solvency of licensees to ensure product availability in the marketplace. For more information visit state of New Jersey official web site. NJ Insurance - Northern NJ Insurance Auto Insurance Home Health Life Business Commercial Renters Umbrella Group Health - Northern NJ Insurance Agency
Any vehicle registered in New Jersey requires
three types of mandatory insurance:
1. Liability insurance, which pays others for the damages that you cause if you
are responsible for an accident.
2. Personal Injury Protection (PIP), which pays for medical expenses if you or
other persons covered by your policy are injured in an automobile accident.
3. Uninsured motorist coverage, which protects you if you are in an accident
with someone who does not have the minimum level of insurance required by law.
The exact coverage limits aren't specific, but the DOBI offers an example of a
basic minimum policy.
For comprehensive insurance information, please see Everything You Wanted to
Know About Auto Insurance, a 39-page manual from the DOBI.
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Anyone who owns a home needs homeowner insurance. Home ownership ranks
nationally as the number one personal investment. If you own your home, free and
clear of any loans, it is a wise policy to insure this investment against risks.
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Insurance Agent - Montclair Insurance Agency - Free Quotes: Auto, Home, Renters, Life, Health, Group Health, Commercial,
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